7630 BENT TREE LOOP St Cloud, FL 34773
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,820 sqft
Price per Sqft $202
Subdivision Harmony Central
MLS Listing ID O6414513
Bedrooms 4
Full Baths 2
Construction Status Completed
HOA Fees $908/ann
HOA Y/N Yes
Annual Recurring Fee 908.0
Year Built 2026
Annual Tax Amount $831
Lot Size 6,098 Sqft
Acres 0.14
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7630 Bent Tree Loop.
Now offered at $367,900, this move-in-ready Adams Home features single-story living; fourth bedroom separated for office or guests. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas.
The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors.
Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged.
This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit.
Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment.
NEW PRICE: $367,900
SINGLE-STORY LIVING; FOURTH BEDROOM SEPARATED FOR OFFICE OR GUESTS
NO CDD
$15,000 FLEX CASH
BUILDER-PAID CLOSING COSTS
ONLY $1,000 DEPOSIT
This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change.
CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
Location
State FL
County Osceola
Community Harmony Central
Area 34773 - St Cloud (Harmony)
Zoning RES
Interior
Interior Features Open Floorplan, Pest Guard System
Heating Electric
Cooling Central Air
Flooring Carpet, Ceramic Tile
Furnishings Unfurnished
Fireplace false
Appliance Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Laundry Laundry Room
Exterior
Exterior Feature Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
Garage Spaces 2.0
Community Features Dog Park, Pool, Street Lights
Utilities Available Cable Connected, Electricity Connected, Sprinkler Meter, Water Connected
View Y/N No
Water Access No
Roof Type Shingle
Porch Covered, Rear Porch
Attached Garage true
Exposure Northeast
Garage true
Private Pool No
Building
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water Public
Structure Type Block,Stucco
New Construction true
Construction Status Completed
Schools
Elementary Schools Harmony Community School (K-5)
Middle Schools Harmony Middle
High Schools Harmony High
Others
Pets Allowed Yes
Senior Community No
Ownership Fee Simple
Monthly Total Fees $75
Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan
Membership Fee Required Required
Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan
Special Listing Condition None
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6414513
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