7642 BENT TREE LOOP St Cloud, FL 34773
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,780 sqft
Price per Sqft $206
Subdivision Harmony Central Ph 2
MLS Listing ID O6418564
Bedrooms 3
Full Baths 2
Construction Status Completed
HOA Fees $904/ann
HOA Y/N Yes
Annual Recurring Fee 904.0
Year Built 2026
Annual Tax Amount $831
Lot Size 6,098 Sqft
Acres 0.14
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction.
Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies.
The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors.
Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged.
This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit.
Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment.
NEW PRICE: $366,900
CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE
NO CDD
$15,000 FLEX CASH
BUILDER-PAID CLOSING COSTS
ONLY $1,000 DEPOSIT
This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change.
CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
Location
State FL
County Osceola
Community Harmony Central Ph 2
Area 34773 - St Cloud (Harmony)
Zoning X 500
Interior
Interior Features Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
Heating Electric
Cooling Central Air
Flooring Carpet, Tile
Furnishings Unfurnished
Fireplace false
Appliance Dishwasher, Electric Water Heater, Microwave, Range
Laundry Laundry Room
Exterior
Exterior Feature Sidewalk
Parking Features Driveway
Garage Spaces 2.0
Community Features Pool
Utilities Available Cable Available, Electricity Connected, Water Connected
View Y/N No
Water Access No
Roof Type Shingle
Attached Garage true
Exposure East
Garage true
Private Pool No
Building
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water Public
Structure Type Block,Stucco
New Construction true
Construction Status Completed
Schools
Elementary Schools Harmony Community School (K-5)
Middle Schools Harmony Middle
High Schools Harmony High
Others
Pets Allowed Yes
Senior Community No
Ownership Fee Simple
Monthly Total Fees $75
Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan
Membership Fee Required Required
Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan
Special Listing Condition None
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6418564
I CAN HELP YOU MAKE AN OFFER ON THIS PROPERTY